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How much is your vl insured for?

Started by SIroller · 10 Oct 2011 · 54 replies

Preserved from CalaisTurbo. Original authors and dates are shown; archived members are not current Holdcom accounts. View original archive ↗

SIrollerArchived member
Quote: Originally Posted by dinch [View Post] Hey dude myns insured for 20gz I would get anywhere near that if I was to sell but for insurance hell ye, it's a berlina turbo converted to a Calais they originally said 9grand or sumfin I go buddy I bought it for 10 an spent over 10 on it I want $20,000 the dude goes I need who with? what was the end of that story? how old are you guys? over 25? i understand its touchy questions but these are what the insurance co's ask. generally i'm just after an idea of what your car is (i can search your threads) and what its insured for. ---------- Post added 11-10-11 at 21:01 ---------- mine is garaged and locked. security systems, hasn't moved for 7 weeks and last time it moved was into a side street while i cleaned out the shed. so in 3 months its been driven maybe twice. once to the carwash, once sunday morning up into belgrave area.
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BTArchived member
Quote: Originally Posted by BT [View Post] might look into lsv but through shannons my vlct is insured for 30k @ $390 a year and my vx signature senator is 25k @ 400-500 a year so thats not to bad ... also when i had my vh sle that two was insured for 30k @ 390 a year .... edit i forgot to mention i told shannons all about the vl and all its mods like gt35r high mount fr19 simmons haltech lsd hsv interior hsv brakes and for 390 a year @ 30k i was happy and still am
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SIrollerArchived member
sad it might get stripped BT. Lumley callled me back today. the rep was really nice. asked a few q's and then was apologetic when he explained they wouldn't do me as under 25. mine is currently insured for 5g.
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JET-64UArchived member
Lookin to make a move too, since i painted my car hok candy just car has given me a full paint exclusion after being a seven year customer and having to other cars with them with no claims, gotta love insurance companys loyalty... not
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dinchArchived member
Quote: Originally Posted by SIroller [View Post] who with? what was the end of that story? how old are you guys? over 25? i understand its touchy questions but these are what the insurance co's ask. generally i'm just after an idea of what your car is (i can search your threads) and what its insured for. ---------- Post added 11-10-11 at 21:01 ---------- mine is garaged and locked. security systems, hasn't moved for 7 weeks and last time it moved was into a side street while i cleaned out the shed. so in 3 months its been driven maybe twice. once to the carwash, once sunday morning up into belgrave area. Oh I dunno what haPpen man Its with just car insurance an he goes it's more than Market bla bla I need pictures for proof etc I obliged with a detailed explanation of engine mods, exterior condition, colour wheels an the cost of everything an the evaluate it an come back to u an either say we offer x amount for your car or they can say we'll insure it for your amount I was fortunate to get what I wanted hope it helps
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genkiArchived member
Quote: Originally Posted by JET-64U [View Post] Lookin to make a move too, since i painted my car hok candy just car has given me a full paint exclusion after being a seven year customer and having to other cars with them with no claims, gotta love insurance companys loyalty... not If it's outside the guidelines of what they cover, then it's outside their guides Pretty simple really. Some original photos have not been recovered yet.
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dinchArchived member
Oh I'm under 25 too, but the cars under my old lady's name
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Andy-30LArchived member
Quote: Originally Posted by dinch [View Post] Hey dude myns insured for 20gz I would get anywhere near that if I was to sell but for insurance hell ye, it's a berlina turbo converted to a Calais they originally said 9grand or sumfin I go buddy I bought it for 10 an spent over 10 on it I want $20,000 the dude goes I need insured for 20gs ay.... do i smell insurance job?!? Some original photos have not been recovered yet.
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MxPx VLArchived member
Dont forget your driving record comes into play when they are quoting the insurance premium, so if you have a history of speeding fines/ accidents and shiz it's going to add to the cost of it all, last time I got a quote for mine I had multiple fines on record and a couple of accidents, so that was shiz house
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SIrollerArchived member
Quote: Originally Posted by dinch [View Post] Oh I dunno what haPpen man Its with just car insurance an he goes it's more than Market bla bla I need pictures for proof etc I obliged with a detailed explanation of engine mods, exterior condition, colour wheels an the cost of everything an the evaluate it an come back to u an either say we offer x amount for your car or they can say we'll insure it for your amount I was fortunate to get what I wanted hope it helps Cheers Dinch. at times like this i'm glad I have a build thread. detailed pictures and chronology of mods and how i treat the car. might get them to just look at that. ---------- Post added 13-10-11 at 17:01 ---------- Quote: Originally Posted by MxPx VL [View Post] Dont forget your driving record comes into play when they are quoting the insurance premium, so if you have a history of speeding fines/ accidents and shiz it's going to add to the cost of it all, last time I got a quote for mine I had multiple fines on record and a couple of accidents, so that was shiz house 3 accidents in my 1st year of driving, 1 where i was at fault (low speed bumper to bumper,) 2 where i wasn't (taxi rear ended me in the wet, woman came through a stop sign at me.) anyway they fall outside of teh 3 years history everyone wants and for the few that asked for 5 years history its borderline and i've forgotten the dates anyway without ringing my insurance company and asking for a breakdown of details so I haven't been putting it in for purpose f a quote. also no speeding or demerits. a few defects and threats to tow my car but nothing with ground re the threats. just a man with a head too big for his blue cap.
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BTArchived member
Quote: Originally Posted by SIroller [View Post] sad it might get stripped BT. . u have lost me Some original photos have not been recovered yet.
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SIrollerArchived member
di i see you were parting out your car in the s.a. section??
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dinchArchived member
Quote: Originally Posted by Andy-30L [View Post] insured for 20gs ay.... do i smell insurance job?!? Lolllllllll no chance I love it to much it's a mOney pit but a happy 1 Some original photos have not been recovered yet.
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BaxArchived member
I don't know how you guys get insurance with agreed value so high. With the amount I'd spent I was still only being offered around 10, and that was with me paying a fair bit extra.
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[SLY.747]Archived member
I agree with bax, how do you guys manage agreed value so high on a VL with premiums that seem pretty low? has anyone ever successfully made a claim for that amount? im highly doubting it but im curious to know... Im with RACV Pay Around $900 or so/year with a $500 excess (i think off top of my head) for agreed value of 16k on a VY SS, over 25 but the car is insured for under 25 drivers also, no previous claims (rating 1), but one hell of a driving history that hasnt seemed to affect me to much insurance wise Ive never had anything but third party/fire/theft on any of my VL's over the years, all the quotes i got were ridiculously stupid and it just wasnt worth it to me!
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[SLY.747]Archived member
bumping this **** up! RACV would only insure my VLCT agreed value for $4000 with 20" wheels etc over 25, rating 1 etc, what a joke!! Ringing around now but i dont know how some of you guys managed to get them insured for such ridiculous prices.
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XEC747Archived member
Thing that peeved me about shannons was the fact they wouldn't insure my ute because it's in the mrs name, yet just cars do.
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mannytArchived member
Interesting post considering im in the market for insurance as well. So who was crowned the top insurance company for modified vehicles i.e Vl Turbo's?
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swifty!Archived member
I could sell as is for 8-9, insured for $4500 with NRMA comprehensive at $140 a month.
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poohkiesArchived member
Got shannons, insured my vl for 13 k , have spent 4 x that, when i put the 26 in it it will go up to the high 20's , at the moment it's $48 a month, for 3 times a week drive track days and drags, it hasn't moved for 3 months :P i'm 31 have bad driving history and loss of licence 6 months before insuring it, i'm happy with that.
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