this is to all the p platers driving a turbo, does insurance cover you and under what circumstances, im planning to insure the car on my mums/dads name and be a secondary driver, is that what you guys did and more inportantly did they cover you?

They may cover you and take your money each year, but if you do not have a licence to drive a turbo car they will not pay out if something happens while you are driving If you want to drive a turbo car while not permitted to do so go for it, but there are risks associated

They wont pay

Quote: Originally Posted by NZ EVLHSV [View Post] but if you do not have a licence to drive a turbo car they will not pay out if something happens while you are driving Quote: Originally Posted by 88 Chaser [View Post] They wont pay And you two know this how?

i know it to, caus it happened to me, im on my red p's, and i smashed a turbo, and they didnt cover me, because i was driving the car, while not permitted to, even same rules for green p's

Quote: Originally Posted by Borci88 [View Post] And you two know this how? Insurance is the same all over the world my friend, it's common knowledge that they will not pay unless they have to

oh well that sucks, so im quessing the wont cover you if you're driving a manual whilst only having a auto license aswell..

Yeah, they will do everything they can to get out of paying, they will be more than happy to take your money though.

Quote: Originally Posted by NZ EVLHSV [View Post] Insurance is the same all over the world my friend, it's common knowledge that they will not pay unless they have to Very very true they are very shady like that but if you are agreed over the phone that you will be covered I can see how they can weasel out of it but if you get it in writing which you always should do you should be okay.

Even if you are on green P's they will screw you money wise no matter what. It was costing me $2500 a year to drive my Nissan Stagea, full comp with all mods listed so they couldnt deny insurance if I made a claim. Excess was also $2000 if anything happened which was my fault.

Quote: Originally Posted by Borci88 [View Post] Very very true they are very shady like that but if you are agreed over the phone that you will be covered I can see how they can weasel out of it but if you get it in writing which you always should do you should be okay. It doesn't work that way. They only investigate the details when you make a claim And driving illegally is the shady part of this topic

Its written into every contract from an insurer, you agree to the contract when you pay your insurance, and as Alex said, they dont go looking for ways out of it untill you claim.

they wont pay. same as insuring through just car. they make you agree that all your mods are legal as they wont pay out if theyre not. and as a turbo isnt legal on p's, they wont pay

yeah thanks for the answers, what i wanna know is how do p platers drive turbos must have balls if you hit a porshe or merc your fcuked

thats why you drive, and hope for the best Some original photos have not been recovered yet.